Your Path to Homeownership Starts Here

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Whether you're a first-time buyer or looking to refinance, we provide personalized support tailored to your unique needs. 

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

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With over 30 years of experience, Reem Misto has become one of Orange County’s go-to loan advisors. She has a consistent track record and exceptional reputation for protecting her clients’ interests. Reem moved to Orange County in 1982. She studied computer science and mathematics at California State University of Fullerton, and immediately following graduation proceeded to work in a fast paced environment, assuring client satisfaction. Her high ethical standards and exceptional work ethic propelled her to become the President and broker of record of her own company, National Pacific Lending since 1999! Thanks to her loyal clientele, personal referrals and repeat businesses, Reem has been able to grow her business from the ground up. Her knowledge of the market is unparalleled. She has surrounded herself with a team of like-minded individuals that have been carefully selected from the very finest of loan officers in the business to form a close-knit family. Please call Reem anytime without obligation. She is ready to go to work for you today!

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HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The National Pacific Lending Team will help you find the right financing solutions to meet your needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Call us or fill out any of the 30 second forms on our website to connect with one of our experienced VA mortgage specialist today!

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The National Pacific Lending team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

The National Pacific Lending Team

Start your home loan process here!

The National Pacific Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

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Explore our neighborhoods

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Licensing

Company NMLS: 240639
Licensed by DRE: 01264348

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Contact Us

National Pacific Lending
9891 Irvine Center Drive Suite 150
Irvine, CA 92618

Number:
(949) 362-1400

Hours:
MON-FRI: 8AM - 5PM
SAT-SUN: By appointment only